Way to do your Life Insurance

Insurance is the way of protecting the life,things,property against the possible or unexpected incident or accident that we get the value of damaged things according to the agreement that we do with the insurance provider,for that we need to pay certain premium according to the policy
or agreement which depends on the risk and value of that event you are insuring or choose with insurance.

There are three simple step to do that.
1- Choose the policy.
2- Pay the premium.
3- make the claim.
Again there are simply two type of insurance.
1- Non-life insurance;
Non-life insurance or general insurance cover the policy of non living things such as auto mobile, property that the insurance pay for you depending on your loss or damage.
2- Life Insurance:
It is the insurance that protect you and your family from the possible financial crises when you are unable to do something or you are not any more around you.
NATIONAL HEALTH INSURANCE
The constitution of Nepal Already has provided free for the basic care as a fundamental right of every body but that does not cover every situation and major care services,though it has provided to certain target group.
Health is the basic of every human,so it is said that '' Health is wealth''. If you wait for government policy you may not get your health care in time or never. In that case you need sufficient amount of money to do your treatment or health check.It is not possible to deposit that amount of money at once for everybody. In that case Health insurance could help you if you are already involve or member of any insurance policy.
To avoid the all kinds of health problem, health insurance is basic for everybody which can save our life without our heavy financial loss.You do not need to deposit a lot of money at once because trusted Insurance company has their own plan to collect certain amount every year according to your agreement to cover our health.It encourage you to save money from your pocket money for your health and other financial protection by reducing our extra expenditure and deposit for health and other stuff.
Insurance mobilise your financial resource in an equitable manner. It improve the effectiveness, efficiency, accountability and quality of care in delivery of health of care services, for that the health insurance programme will provide payment mechanism and other social health protection interventions. Some times insurance company may give us benefit package such as other benefit of health care services,cash free basis member enrolled in the programme,household per year package etc.
In sum all Insurance company has got their policy to attracts, but they ensure the provision of quality service through the accreditation and enlisting of service providers.
Source: own experience and insurances related blogs
Way to do your Life Insurance Way to do your Life Insurance Reviewed by Unknown on 12:14 PM Rating: 5

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